About HomeActiva Loan
We aim at helping Individuals who meet our set criteria, cushion the financial difficulties with migrating and living overseas. HomeActiva helps to secure flexible and affordable loans from Lenders to help you with solving individual needs e.g. relocation, rent and school fees.
How It Works
Interested Individuals must meet the eligible criteria to borrow and must pay within a 30-day window on a 10% interest rate. Individuals overseas can borrow up to £3,000 and those planning to go overseas who may need funds for flights can borrow up to £2,000. There are also more flexible payment options but they are based on compound interest calculations when you need to pay up in more than 30 days. Irrespective of the currency you are credited with, all refunds of Loans are made in British Pounds Sterling.
Intending to Borrow?
Contact HomeActiva
Contact us for an informal discussion regarding your loan request, after which you officially declare intention to get the HomeActiva Loan here on our website.
Eligibility Check
Your eligibility for the HomeActiva Loan will be checked through the verification of some required documents submitted by you.
Loan Contract Agreement
A form will be sent to you to fill which forms the contract and will help to prepare your statement of account with HomeActiva.
Loan Disbursement
HomeActiva will source for your requested funds, for which you will be required to send your hardcopy International Passport and BRP to a designated address in your resident country. You will get credited on a date agreed after these documents have been received.
What happens at the end of your loan payment?
At the end of the loan payment, your document will be returned to your preferred address within 48 hours of complete payment. All postal costs are to be paid by the person requesting the loan. Under no circumstance will you receive your documents if you have not completed your payments as agreed.
Loan Repayment Policy
Every loan is expected to be paid in a 30-day period (13-13) with a 10% interest. We try so hard to ensure that loan payment matches the date of salary payments to avoid extra interests for clients, this we do by harmonizing payments to match pay dates. You are to inform us 48 hours before the due payment day if there is going to be a circumstance where you cannot meet up with your proposed payments as it affects the planning of new loans. On the dates of payment, always request for account detail through our website or Resource Person and stating how much you intend to pay so that we will send you an appropriate account to credit.